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October, 2009

  1. Feeling Stabby

    October 29, 2009 by Wink

    I apologize for not writing more frequently. It’s my annual Halloween Madness combined with my free-time-management inadequacy. You may have notice that I’ve relisted some old items, but haven’t added anything new to the shop in a couple of weeks. I promise, I have a pile of stuff to list! Some housewares, more purses, and a couple of lovely wedding dresses that may get blog posts all of their own.

    But right now: I need to vent. Because I am so. Effing. Frustrated.

    By October of 2006, I had been with T-Mobile for 8 years. Technically, I started with VoiceStream, and when T-Mob bought them out, well, there I was. And it was good. VoiceStream had the occasional billing issue, but once T-Mob came in, the glitches stopped. The service was good, I only dropped calls in one geographically wonky spot, everything was fine. But in 2006 I wanted a fancy new phone, and the incentives with new carriers were better than the incentives to stay with T-Mob, so I decided to switch. Enter: Verizon Wireless. I signed up for a first-month-free dealio that included a new RAZR phone. I hated the phone, but more importantly, I hated the Web site. This may not be a big deal to some people, but I pay my bills online. I monitor my account online. I download ringtones online. And Verizon’s site seemed to be set up to discourage all of this. My paperwork stated that I wouldn’t be locked into a contract if I canceled within two weeks, so I canceled at 12 days, returned my phone, and switched to Sprint.

    Precisely two weeks after initially signing up for a first-month-free, no-contract-yet deal with Verizon, they send me an e-bill for $254.29, my “early cancellation” fee. I remember that the phone maze required to reach a live representative further assured me that leaving had been the right decision, but to Verizon’s credit, the phone call to straighten out that issue was otherwise forgettable. I must have pointed out that I’d canceled before being locked into a contract, they reviewed the paperwork and agreed, and that was that. Done with Verizon forever. Woo!

    Fast forward three years: This past Monday, I rec’d in the mail a bill for $21.11 from a collections agency on behalf of Verizon Wireless. This is obviously an error, so I called the number on the letter, which connected me to a recording telling me to either pay or dispute the claim in writing. Well okay, I will, but in the meantime, let me call Verizon. In the three years since my last call to Verizon, they’ve done nothing to eliminate the phone maze. After answering the same set of automated questions twice, I finally reached a human. Who couldn’t find my history in the network until I explained the two-week, no-contract situation. With that, he was able to locate me. And then explained that he isn’t allowed talk to me about my account, because it’s been sent to collections. He offered to give me their phone number. I explained that it’s a recording, but he said no, this is a different phone number. For Verizon’s own internal collections department. That they can talk to me. It then took him four minutes to “find” the phone number, but he finally did. I wrote it down. I called.

    It’s a Verizon recording that automatically connects me to the collection agency recording.

    Stab stab stabby stab.


  2. Lack of a Cohesive Plot

    October 16, 2009 by Wink

    Forgive me, Readers, it’s been a week-ishy since my last post. The Department of Labor sent the letter with their Official Determination, which makes it Official: My contract work wasn’t as a contractor, but as an employer. Oooooooookay. However, the Determination of Benefits letter was based on very obviously (to me) incorrect earnings for when I was working, so I have to file a correction and blah blah blah.

    ANYWAY. I started an on-site contract with a new company this week, and so far, I absolutely love it. It’s immediately apparent that all of the folks in the department really care about each other, and everyone seems to truly enjoy their work. There is no grumbling or rolling eyes, and it feels great to be in such an environment! And, ohmigosh, the paperwork I need for each project is ALL FILLED OUT. Nobody takes a shortcut and assumes that the info isn’t necessary or that someone down the line will pick up the slack. Heavenly and efficient! The breakroom refrigerator is kept stocked with cream/half-and-half/soy creamer for the employees to use! REAL STUFF! Not CoffeeMate crap! Sometimes, it really is the little things that show an employer cares. And did I mention that they’re all nice to the New Girl? There’s talk of bringing me back for a few days in January, when a different person will be out on vacation. I’ll be keeping my fingers crossed for that! Yay!

    I had three imperfect transactions on etsy all in the same day, which was odd, but two of them are already cleared up and I know the third will iron out soon. The first was no big deal: A person ordered an item, but the payment didn’t come through. I nudged the buyer to check his account, and yeah, there was a hiccup in the system. All taken care of now. The second was from a new-to-etsy customer who didn’t understand the shipping fees and wanted a refund of the “excess,” but once I explained how the charges are calculated, we came to mutually agreeable terms. The third was a person who was in a rush and very clearly laid out when and how I needed to ship her purchase, without first asking if it was possible to do it that way (it wasn’t). I’ll be checking the tracking number to see if her dress arrives in time, but there’s nothing I can do if it doesn’t. My fingers are crossed for that, too!

    The fabric is all cut out for the more complicated part of my primary Halloween costume. There was a bit of a “d’oh!” moment when I cut one piece from the wrong fabric, but it turns out that I need that piece after all, so that’s a happy accident. However, I completely miscalculated yardage for the skirt, and had to buy all new fabric for that. Dang! At least I hadn’t yet cut the original fabric, so I can use that for some future project. Not sure what, exactly, but I’ll think of something. Probably a handbag. Or three. I found a pair of shoes on eBay for a DOLLAR (plus shipping) and I hope they fit and work with the costume. More finger-crossing!

    Okay, kids. My coffee is done brewing, so time for me to pack my lunch, swing by Einstein’s for my Free Friday bagel, and hit the office. Enjoy the weekend!


  3. Doing the Right Thing

    October 12, 2009 by Wink

    (Side note: Has anyone noticed how long it’s been since I’ve written about shoes or pie? I need to work on that.)

    Last week had its Not Good moments. Many/most/all of you know that I’ve been officially Not An Employee since August 26, 2008. That’s the date that “my” company laid me off, along with many others, during yet another in a string of restructuring moves. I had just begun a new project at the office, though, so I was immediately hired back on as a contractor and was back at a desk (not my desk, but a desk) by the end of the week. Without the interruptions of so many other little tasks that people always think “won’t take you any time,” I was able to complete the project in a couple of weeks, and then I filed for Unemployment to tide me over until I found another job, or my freelance work picked up enough to support me.

    I’m sure I covered the original Unemployment saga earlier within the pages of this blog, but in summary: I applied. I was approved. Freelance work was frequent enough that I didn’t mind that there was clearly a problem with my claim, but when it dried up and so did my savings account, I had to start making phone calls to straighten things out. I finally started receiving benefits in May of 2009, eight months after I filed.

    Fast forward: I had freelance work for three days in September. Well, one in August, and two in September. I claimed those three days on my bi-weekly benefits request, just as I’m supposed to. My payment was proportionately cut for that week, exactly as I knew it would be. And then, on or about September 5th, my benefits ran out.

    I applied for an Emergency Unemployment Claim (EUC). Quickly: “Regular” benefits are determined by the State, and are paid by your previous employer(s). EUCs were put into place as a Federal program because of the high rate of unemployment, and the vast number of people who have run out of State benefits. They are paid with Federal funds, but still managed by the States’ labor offices.

    The Department of Labor called. They were reviewing the paperwork for my EUC, and saw that I worked for three days. They needed me to send in any/all paperwork related to my work as a contractor, because they felt that it was not contract work, but that I was actually an employee of the company that hired me. Which would mean that I would not be eligible for an EUC, but would have to open an entirely new claim.

    Um, exsqueeze me? That’s just silly. I sent the DoL a copy of my invoice for the three days of work that I did (for which I still haven’t been paid, by the way), as well as copies of invoices and receipts for the freelance work I did before I received any Unemployment benefits.

    The DoL, using logic so flawed that I cannot even begin to comprehend their decision, determined that my freelance work was actually as an employee. The letter states, “… it has been determined that you were not free from control and direction in the performance of the service or you were not customarily engaged in an independent trade, occupation, profession, or business related to the service.” Really? REALLY? My freelance graphic design business, which is a Sole Proprietorship registered with the State, is not a “customary” profession? Or is it that the work I did was under the “control and direction” of my clients? Isn’t that the case with ALL freelancers? I dare you to hire a contractor to paint your house, but give them no direction as to deadlines or color choices. See how far you get. I explained my disagreement to the representative at the DoL, and he curtly explained that it was the State’s official determination, and suggested that I write to my Congressman and ask him to change legislation. I shit you not.

    This determination means that I am not eligible for an EUC. The Labor Department will instead open a new Unemployment claim for me. The benefits will again be paid by my previous “employer” (thus guaranteeing that the company will NEVER hire me as a freelancer again) at a percentage of my wages for the last two quarters. I don’t like to discuss hard numbers, but it’s relevant in this case: I billed $1200 during the last two quarters. That averages out to $46/week. I haven’t yet received the Determination of Benefits letter, but I sure hope there’s some sort of minimum, because a percentage of $46/week doesn’t exactly seem useful.

    In other news last week, I was turned down by my bank for the Mortgage Loan Modification Program. This program is supposed to stave off foreclosures for people in hardship situations by bringing mortgage payments down to 30% of your income for 5 years, and then jumping back up to whatever the interest rate is at that time. I didn’t meet the automated prequalifying conditions, so I went in through a back door to speak to a Wells Fargo mortgage consultant who shall remain anonymous (as well as my connection to him or her). This person couldn’t go into my specific account, but assessed that I was most likely turned down because I’m not behind on my payments. The suggested solution? Stop paying my mortgage. Re-apply for a loan mod when I’m 30 days late, and if I still don’t qualify, apply again at 60 days/30 days late. Hope that I get approved before foreclosure proceedings begin. And get my other financial ducks in a row now, because my credit score is about to take a big hit.

    The moral of these stories? Doing The Right Thing will bite you in the ass.


  4. And I would have gotten away with it, too, if it wasn’t for those meddling kids!

    October 7, 2009 by Wink

    Ah, Hallowe’en. The most wonderful time of the year. The time when I run around trying to put together no fewer than three costumes EVERY SINGLE YEAR. But no, not this year. This year is easy. One party. One. No separate costume for work, because I now work from home. No costume for answering the door, because I’ll be at the aforementioned party. And the Taxi party? I always find out the theme so late that I’m just not even going to worry about it yet.

    Except…

    Erica hired me to sew her costume. I didn’t have to come up with the idea or anything, so that makes it much easier. And my own costume, rather than being some painstaking recreation, is merely an interpretation of this year’s party theme. Great. Cool. So okay, two costumes. Two isn’t bad. Oh, wait, Daniel told me the theme for the Taxi party. In plenty of time to prepare. Dagnabbit. Well wait, that’s awesome, Megan and I will FINALLY bring to fruition the costume that we jointly started, what, two years ago? Awesome. Three costumes. And now Megan tells me about the annual costume party being held at the office where I’m about to start contracting. For which I will need another costume, because the Taxi costume isn’t really office-appropriate, and The Party costume is a seekrit until Hallowe’en night! So that’s right, I’m now creating FOUR costumes. The first of these parties is three weeks from tomorrow, and I’ll be contracting full-time in a matter of days. Time to do some rummaging in the depths of the costume closet, where old costumes go to be undead! Spoooooky!


  5. A Monday Update

    October 5, 2009 by Wink

    I promised you all more sewing updates regarding Secret Halloween Costumes, so here goes: The costume that Erica hired me to construct is finally “done.” I use the quotes because I don’t think it’s true. You see, the costume has only one point of entry: at the neck. During the initial fitting, Erica and I discussed the shimmy-room, and she was able to get it on and off at that point, and as I was only going to make the neck opening bigger, we figured it would be fine.

    We may have figured wrong.

    I did indeed make the opening a little larger when I sewed in the yoke inset. BUT… (tell me about your big “but,” Simone) the knit fabric for the inset isn’t as stretchy as the fabric used for the remainder. So, um, it isn’t as forgiving in regards to, well, pulling up over one’s butt. I haven’t had the “final” fitting with Erica, so I’m not tearing back into the costume yet, but my hopes aren’t high. I have planned, mentally, how to handle the Just In Case procedure. So there’s that.

    My own costume is still only in the mental vision stages. I have the required fabric and notions, and scored from Hancock a Butterick pattern that I can use (and of course, modify) for the bodice. It’s a wedding dress pattern, and my mom raised an eyebrow when she stopped by and saw it on my kitchen counter. “Is there something I should know?” No, Mom. Other than, were I to be getting married, it would NOT be in that particular dress. You should probably know that. In a mother-daughter fashion, though, we both said, in unison, “View B would be cute as a top in a cotton print.” So yeah, we have known each other for a while. :)

    Total expenditures for my costume so far:
    - fabric A: $1.50 thrift store remnant
    - fabric B: $5 for one yd at Big Lots (!?!?)
    - fabric C: from my stash
    - Butterick pattern: $2 (sale!) from Hancock
    - zipper: $4 from Hancock
    - boning: from my stash
    - trim: $6 from Dollar Tree
    - hat: from my stash
    - KILLED vintage motorcycle helmet: $5 at thrift store
    - KILLED satin bustier: $7.50 at thrift store

    Even with the good-idea-at-the-time items that I have since dropped, this is buckets of money less than I’ve spent in years past. I still need to find just the right shoes, though, and that is (as usual) proving to be the most difficult task.

    __________________________

    BONUS UNRELATED ITEMS: I am pleased to announce that some of the patterns in my shop have been chosen for today’s Mad Men Monday feature over at Budget Retro. Also gasp-worthy is the mention that my shop received last week from Dress A Day. Gasp! Gasp, I tell you!